This percentage translates to: "For the interval of coins 1 - 10,000,000 you will receive 2%" If you have more than that interval, the extra is ignored. If we add another percentage like this:
Besides the first percentage we explained, the second percentage takes care of the 10,000,001 - 20,000,000 interval, giving 1% for the amount of coins between it but at the same time stacking with the first percentage.
If the player has 20,000,000 coins the interest will be 2% of 10,000,000 + 1% of 20,000,000. If the player has more than 20,000,00 the interest remains the same unless a third interval is added.